Luottoa jopa 10 000€

Aktiivinen lainatili - lainaa silloin kun tarvitset

Tarjoamme joustoluottoa, joka antaa käyttöösi jopa 10 000 €:n luottolimiitin, ilman kiinteää vuosimaksua tai muita piilokuluja. Joustoluotto on jatkuva luotto, joka on sovittuun luottorajaan asti asiakkaan jatkuvassa käytössä.

Privacy policy

This privacy policy sets out how Wired-Bit Oy uses and protects any information that you give Wired-Bit Oy when you use this website. Wired-Bit Oy is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement. Wired-Bit Oy may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from 06.11.2011.

What we collect

We may collect the following information:

• name
• contact information
• other information relevant to customerservice

What we do with the information we gather

We require this information to understand your needs and provide you with a better service, and in particular for the following reasons:

• Internal record keeping.
• We may use the information to improve our products and services.


We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

How we use cookies

A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. We use traffic log cookies to identify which pages are being used. This helps us analyse data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system. Overall, cookies help us provide you with a better website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

Links to other websites

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

Controlling your personal information

You may choose to restrict the collection or use of your personal information in the following ways:

• whenever you are asked to fill in a form on the website, look for the box that you can click to indicate that you do not want the information to be used by anybody for direct marketing purposes
• if you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at

We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so. We do not use your personal information to send you promotional information about third parties which we think you may find interesting if you tell us that you wish this to happen. You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information held on you please write to If you believe that any information we are holding on you is incorrect or incomplete, please write to or email us as soon as possible, at the above address. We will promptly correct any information found to be incorrect.

Lainan hakeminen ja nostot


Lainan hakeminen

Lainaa voi hakea kuka tahansa vähintään 18-vuotias luottokelpoinen Suomen kansalainen, jolla on oma henkilökohtainen matkapuhelinliittymä.

Joustoluoton haet helposti tekstiviestihakemuksella. Lainapäätöksen saat heti ja nostoja voit tehdä asiakaspalvelumme aukioloaikoina ma-su 9-22.

Lainaehdot Olet vähintään 18-vuotias
Lainaehdot Puhtaat luottotiedot
Lainaehdot Henkilökohtainen pankkitili
Lainaehdot Nimissäsi oleva matkapuhelinliittymä (ei Prepaid)
Lainaehdot Toimiva sähköpostiosoite

1. Lähetä joustoluottohakemus 

Lähetä tekstiviesti numeroon: 17141

Tekstiviestin muoto:

Laina, Sukunimi, Etunimi, Lähiosoite, Postinumero, Postitoimipaikka, Henkilötunnus, Pankkitilinumero, PIN-koodi

Hanki PIN

Katso mallihakemus »

Laina, Virtanen, Ville, Kotikatu 5 A 30, 00100, Helsinki, 011285-055U, 12345-12345, 0112

2. Saat joustoluottopäätöksen   

Saatuasi myönteisen joustoluottopäätöksen puhelimeesi, hyväksy sähköpostiisi toimitetut lainaehdot tekstiviestillä.

Lähetä tekstiviesti numeroon: 17141

Tekstiviestin muoto: Ok

Saatuamme vahvistus­viestisi, aktivoimme joustoluottosi ja voit välittömästi tehdä ensimmäisen nostosi.

Saatuasi lainapäätöksen

Nosta haluamasi summa joustoluottoa helposti tekstiviestillä. Saatuamme nosto­viestisi, rahat siirretään tilillesi.

Lähetä tekstiviesti numeroon: 17141

Tekstiviestin muoto: Nosto summa PIN
(Esim. "Nosto 100 1234")

Saatuamme nosto­viestisi, rahat siirretään tilillesi. Pankkisiirtojen kesto vaihtelee. Kts. "Lainan toimittaminen".